Dallas & Turner
Replacing A Damaged or Destroyed Vehicle After An Accident
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Replacing a damaged or destroyed vehicle after an accident

Losing their car leaves many people unable to work

An auto accident turns your life upside-down.

You might find yourself scared and confused. You might have been hurt in the accident and unable to work.

You might find yourself without a car.

Even if the accident was the fault of the other drive, you might find yourself without your only source of transportation.

Not Having A Car Can Cost You Your Job

For many people, no car means no job.

Without reliable transportation to and from work, it can be difficult to maintain employment. And nobody likes to beg friends and family for a ride or rely on undependable public transportation.

So what can you do when you've lost your vehicle through no fault of your own?

Property Damage Insurance

Your auto insurance policy could solve the problem.

Depending on your level of coverage, your insurance company might repair your vehicle or replace it completely. This kind of coverage is commonly called collision coverage.

In the event you did not purchase collision coverage, Kentucky law requires drivers to carry a state minimum of $10,000 to cover property liability damage, which may or may not cover the full cost of your vehicle.

Total Loss

Sometimes, it makes sense to have a vehicle repaired. Other times, the damage is so great that it needs to be replaced entirely.

As a general rule, a vehicle will be deemed a "total loss" when the cost of repair is more than 80 percent of the value of the vehicle.

Many people would prefer to have a new car and vehicle replacement means not having to wait for parts and time-consuming labor.

Low-ball offers

Drivers often receive an offer for their vehicle that represents less than the actual value of the vehicle.

This is where it pays to research your car's value. Investigate your local classified section, auto trader publication and internet listings for pricing information.

Pay close attention to the condition of the vehicles for sale, as well as the year and any optional upgrades or after-market improvements. All of these factors can affect the value.

Bear in mind that the insurance company will give more weight to pricing in and your geographic location.

Rental Car Coverage

If you're stuck without a vehicle, you should be able to obtain a rental car.

Assuming that the vehicle is un-drivable following the accident, the other driver's insurance company should provide a rental vehicle. If you've purchased rental insurance, this might be paid under your own policy.

Remember that they are required to provide a vehicle of similar size. So if you're used to driving a pickup, don't let them stick you in a sub-compact.

Questions on property damage?

If you've been involved in an accident, contact the law office of Dallas & Turner. Our attorneys will evaluate your case and determine the best course of action to help you earn the maximum recovery.

To speak to a Dallas & Turner PLLC attorney immediately, please dial 859-630-0666. You can also write to us by using our free contact form.

Our clients come first, no exceptions. We look forward to working for you.

Experienced Injury Lawyer Ryan Turner "Being in an accident is stressful, especially when it leaves you without a vehicle. If you'd like to talk to an experienced car accident attorney about your specific case, give us a call today to schedule a free consultation."

James Ryan Turner, Experienced Injury Lawyer in Florence, KY

Dallas & Turner, PLLC

223 Main Street, Florence, KY 41022

Phone: 859-630-0666

Toll Free: (888) 441-4822

Prestonsburg Office

140 South Lake Drive

Prestonsburg, KY 41653

(606) 886-9137

About Us

Founded over thirty years ago by Boone County native Steve Dallas, Dallas & Turner, P.S.C., carries on a deep tradition of providing simple and honest legal representation to our community. As a ... Read More

Communities We Serve: the experienced personal injury lawyers at Dallas & Turner, PLLC serve clients all across Kentucky and Northern Kentucky, including Boone County, Kenton County, Campbell County, and Floyd County, as well as the following cities: Florence, Covington, Erlanger, Edgewood, Elsmere, Taylor Mill, Newport, Fort Thomas, Prestonsburg, Burlington, Hebron, Union, Walton, Verona, Villa Hills, Fort Mitchell, Fort Wright, Ludlow, Crescent Springs, Highland Heights, Cold Springs, Southgate, Alexandria, California and Allen.

Disclaimer: THIS IS AN ADVERTISEMENT. This website is designed for general information only. The information presented at this site is not intended to be formal legal advice, nor should it be construed by as legal advice to visitors. No attorney-client relationship is created by the use of this website. You should consult an attorney for advice regarding your individual situation. We invite you to contact us and welcome your calls, letters and electronic mail. Contacting us does not create an attorney-client relationship. Please do not send any confidential information to us until such time as an attorney-client relationship has been established. We do not guarantee results, and any description of practice areas, case results or client testimonials should not be construed as a guarantee in any prospective future cases. Further, while our attorneys may focus their practice in certain areas, please be aware that Kentucky does not certify specialties in legal fields of practice.

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