Dallas & Turner
Kentucky Bad Faith Insurance Lawyer
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Kentucky Bad Faith Insurance Lawyer

We pay our insurance premiums to ensure we are protected in the event of an accident or unforeseen misfortune. However, there are times that insurance companies in Kentucky fail to hold up their end of the agreement, despite the serious legal obligations they have toward their insured.

There are few injustices more frustrating than being told by one’s insurance company that they are denying your claim for a personal loss, or refusing to defend you after you have been involved in an accident. When this occurs, you may have the right to take legal action against your insurance company for “bad faith.”

To ensure your insurance company upholds their legal duty to you, it is critical that you contact an experienced Kentucky Bad Faith Insurance Lawyer.

What is a Bad Faith Claim?

Kentucky law requires that insurance companies act in accordance with the contracts signed by the insured, as well as treat them fairly and justly when the insured (or other party) is entitled to compensation, financial or otherwise.

Bad faith occurs when an insurance company refuses to pay or settle a claim they are legally obligated to pay.

The most common type of bad faith claim arises when someone files a claim against his/her own insurance company. This is known as a “first party bad faith claim.”

First-party bad faith claims often occur after you file an underinsured or uninsured claim with your own insurance company and are denied or unfairly compensated.

Examples of policies on which First-Party Bad Faith Claims are filed include:

  • Auto Insurance Policies
  • Homeowner’s Policies
  • Health Insurance Policies
  • Disability Insurance Policies
  • Life Insurance Policies
  • ERISA Insurance Claims

Third-party bad faith claims arise when a person feels their claim has been mishandled by another party’s insurance company.

A third-party bad faith claim often occurs after someone is injured in an auto accident that was not their fault and are then refused compensation by the other party’s insurance company, despite the fact that liability is clear.

To be successful in a bad faith claim, a person must prove that the insurance company violated one of the sections listed in Kentucky’s Unfair Claims Settlement Practices Act.

What are some examples bad faith practices?

Some of the most common types of bad faith acts committed by insurance companies include:

  • Insurance company fails to investigate the claim in a professional or timely manner.
  • Insurance company exaggerates or unfairly interprets the policy language.
  • Insurance company wrongly denies a claim, either by accident or purposefully.
  • Insurance company pays less benefits than what is owed to their insured.
  • Insurance company exercises an unreasonable delay in paying an insured’s benefits.
  • Insurance company refuses to settle a claim.

No matter the type of insurance policy involved, if you feel that your claim or benefits are being jeopardized by unfair and/or illegal practices it is critical that you speak to an experienced bad faith insurance claims lawyer in Kentucky.

Contact a Kentucky Bad Faith Insurance Claim Attorney

The unfair insurance claims attorneys at Dallas & Turner, PLLC, have investigated and handled bad faith claims for residents through out the state of Kentucky. We have a reputation for the professional handling of complex cases against insurance companies, and we afford it to every client who contacts us.

If you believe you were the victim of an unfair claim practice, you can speak to one of our attorneys now by calling us at 859-630-0666, or you can write to us with the details of your potential case by using our free contact form.

We look forward to helping you receive the compensation you deserve.

Experienced Injury Lawyer Ryan Turner "If your insurance company isn't holding up their end of the bargain, let our experienced bad faith attorneys help you get the compensation you deserve."

James Ryan Turner, Experienced Injury Lawyer in Florence, KY

Dallas & Turner, PLLC

223 Main Street, Florence, KY 41022

Phone: 859-630-0666

Toll Free: (888) 441-4822

Prestonsburg Office

140 South Lake Drive

Prestonsburg, KY 41653

(606) 886-9137

About Us

Founded over thirty years ago by Boone County native Steve Dallas, Dallas & Turner, P.S.C., carries on a deep tradition of providing simple and honest legal representation to our community. As a ... Read More

Communities We Serve: the experienced personal injury lawyers at Dallas & Turner, PLLC serve clients all across Kentucky and Northern Kentucky, including Boone County, Kenton County, Campbell County, and Floyd County, as well as the following cities: Florence, Covington, Erlanger, Edgewood, Elsmere, Taylor Mill, Newport, Fort Thomas, Prestonsburg, Burlington, Hebron, Union, Walton, Verona, Villa Hills, Fort Mitchell, Fort Wright, Ludlow, Crescent Springs, Highland Heights, Cold Springs, Southgate, Alexandria, California and Allen.

Disclaimer: THIS IS AN ADVERTISEMENT. This website is designed for general information only. The information presented at this site is not intended to be formal legal advice, nor should it be construed by as legal advice to visitors. No attorney-client relationship is created by the use of this website. You should consult an attorney for advice regarding your individual situation. We invite you to contact us and welcome your calls, letters and electronic mail. Contacting us does not create an attorney-client relationship. Please do not send any confidential information to us until such time as an attorney-client relationship has been established. We do not guarantee results, and any description of practice areas, case results or client testimonials should not be construed as a guarantee in any prospective future cases. Further, while our attorneys may focus their practice in certain areas, please be aware that Kentucky does not certify specialties in legal fields of practice.

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