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Insurance Kept Secret During Accident Lawsuits
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Insurance Kept Secret During Accident Lawsuits

Withholding crucial insurance information can bias jurors

Most auto accident claims are settled out of court.

This arrangement is usually beneficial for both parties. Preparing a case for court can add thousands of dollars in case expenses.

But sometimes a trial is absolutely necessary: when the offer from the insurance company fails to properly compensate the victim, for example, or when the two sides can't agree on who was at fault.

Insurance Information Is Inadmissible

But some key information is kept out of the courtroom that could bias jurors in favor of the at-fault party.

In many states, including Kentucky, juries are not told whether the defendant has insurance. For all they know, the plaintiff is pursuing the defendant for his personal assets. Ironically, in many cases, it is the insurance company that is paying for the at-fault party’s attorneys, hired experts, and case expenses.

In reality, however, auto accident claims target the at-fault driver's insurance policy. Kentucky drivers are required by law to drive with insurance in order to protect themselves and others on the road.

"Collectible" Parties

Simply put, most people don't have substantial assets.

They don't own their home outright, they don't have lavish bank accounts or investments that could be turned into cash. Where a personal injury claim is concerned, these defendants are not "collectible," meaning their assets don't exceed the limits of their insurance policy, even a state-minimum policy.

Without a valid insurance policy, trying to make a recovery against these defendants would be like trying to get blood from a stone. For that reason, most attorneys will not even accept a case unless there is an insurance policy in place to cover the loss.

Biasing Jurors

Keeping the jury in the dark about insurance can draw sympathy for the defendant.

Jurors might assume that the defendant's personal property and livelihood are at stake. After all, no one wants to take away someone's home, small business or personal assets.

But those who have been injured by another person's negligence deserve compensation. They should have their medical bills and lost wages paid, and be given some amount for pain and suffering.

This is the reason auto insurance is required by law and the reason most individuals and businesses carry liability insurance in the first place.

Contact a Florence, Kentucky Injury Lawyer Today

No matter where you live in the state of Kentucky, we offer a free, no-risk consultation for anyone who has been injured in an accident. This means you’ll never be charged to speak to us and the only way we receive payment for our legal services is if you receive compensation for your accident and injury.

To speak to an experienced Dallas & Turner PLLC attorney immediately, please dial 859-630-0666. You can also write to us about your case by using our free contact form.

Our clients come first, no exceptions. We look forward to working for you.

Experienced Injury Lawyer Ryan Turner "If you have been injured and need to talk to someone with the experience to help you understand whether or not you have a case, give us a call today for a free consultation."

James Ryan Turner, Experienced Injury Lawyer in Florence, KY

Dallas & Turner, PLLC

223 Main Street, Florence, KY 41022

Phone: 859-630-0666

Toll Free: (888) 441-4822

Prestonsburg Office

140 South Lake Drive

Prestonsburg, KY 41653

(606) 886-9137

About Us

Founded over thirty years ago by Boone County native Steve Dallas, Dallas & Turner, P.S.C., carries on a deep tradition of providing simple and honest legal representation to our community. As a ... Read More

Communities We Serve: the experienced personal injury lawyers at Dallas & Turner, PLLC serve clients all across Kentucky and Northern Kentucky, including Boone County, Kenton County, Campbell County, and Floyd County, as well as the following cities: Florence, Covington, Erlanger, Edgewood, Elsmere, Taylor Mill, Newport, Fort Thomas, Prestonsburg, Burlington, Hebron, Union, Walton, Verona, Villa Hills, Fort Mitchell, Fort Wright, Ludlow, Crescent Springs, Highland Heights, Cold Springs, Southgate, Alexandria, California and Allen.

Disclaimer: THIS IS AN ADVERTISEMENT. This website is designed for general information only. The information presented at this site is not intended to be formal legal advice, nor should it be construed by as legal advice to visitors. No attorney-client relationship is created by the use of this website. You should consult an attorney for advice regarding your individual situation. We invite you to contact us and welcome your calls, letters and electronic mail. Contacting us does not create an attorney-client relationship. Please do not send any confidential information to us until such time as an attorney-client relationship has been established. We do not guarantee results, and any description of practice areas, case results or client testimonials should not be construed as a guarantee in any prospective future cases. Further, while our attorneys may focus their practice in certain areas, please be aware that Kentucky does not certify specialties in legal fields of practice.

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